Aditya Birla Sun Life Insurance Company Limited

ABSLI Vision Star Plan

Secure your child's educational goals with regular assured payout and accrued bonuses!

Flexibility of premium paying term and policy term

Growth of your savings through bonus accumulation

Give ₹9.35 lakhs¹ for 5 years and

Get ₹ 82 lakhs by maturity.

Why buy ABSLI Vision Star Plan?

ABSLI Vision Star Plan is designed to provide for important milestones so that you can be rest assured that nothing will prevent your dream for your child from turning into reality.

Key Features

Assurance In case of your untimely death all the dreams for your child will still be fulfilled. No burden on your family to pay the premiums to receive the benefits as planned by you.

Safety to your loved ones Comprehensive financial protection of your family depending on your choice of Sum Assured

Growth to your savings Enhance your savings by accrued bonuses starting from the first policy year which continue to accrue till maturity

Regular bonuses ABSLI will declare simple reversionary bonuses regularly at the end of each financial year and that will be added to your policy on its policy anniversary

Brochure Leaflet Policy Contract

Benefits of ABSLI Vision Star Plan

ABSLI Vision Star Plan ensures assured payouts for financing your child’s education & securing child’s future.

Death Benefit

In the unfortunate event of the death of the life insured during the policy term, we will pay the nominee

Assured Payout

Starting from the 5th year after the premium paying term is over, you shall start receiving Assured Payouts which are predefined percentages of the Sum Assured chosen by you. Depending on your perceived need for a biannual or annual payout, you can choose one of the two options at inception to receive the Assured Payouts after five years after the premium paying term is over.

ABSLI Vision Star Plan With Riders

Accidental Death and Disability Rider

UIN: 109B018V03

Get additional protection for accident leading to death or disability at a nominal cost

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ABSLI Accidental Death Benefit Rider Plus

UIN: 109B023V02

Provides 100% of Rider Sum Assured as an additional lump sum amount in case of death due to accident of Life Insured.

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Check Your Eligibility

Entry Age (age last birthday)	:	18 – 55 years
Max Maturity Age	:	75 years
Minimum Policy Term	:	For Option A - 16 years (maximum of 23 years) For Option B - 14 years (maximum of 21 years)
Premium Paying Term	:	5 - 12 years
Minimum Sum Assured	:	Rs. 1,00,000
Premium Frequency	:	Annual, Semi-annual, Quarterly & Monthly

How does ABSLI Vision Star Plan work for you?

Some benefits are guaranteed and some benefits are variable with bonuses based on the future performance of the participating business and economic conditions. If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future performance of the participating business. In the illustration below, the Sum Assured is fully guaranteed. The total death benefit is not guaranteed and is determined using assumed future investment returns of 4% and 8% as set by the Life Insurance Council.

Entry Age : 40 years	Annualized Premium : ₹ 22,392
Gender : Male	Premium Paying Term : 10 years
Policy Term : 21 years	Plan Option : Option A
Sum Assured : ₹ 2,50,000	Payout Frequency : Biannual

Policy year end	Annualized premiums paid to date	Death Benefit	Assured Payout	Death Benefit at 4% p.a.	Death Benefit at 8% p.a.	Maturity Benefit at 4% p.a.	Maturity Benefit at 8% p.a.
1	22,392	2,50,000	-	2,50,000	2,50,000	-	-
2	44,785	2,50,000	-	2,50,000	2,50,000	-	-
3	67,177	2,50,000	-	2,50,000	2,50,000	-	-
4	89,570	2,50,000	-	2,50,000	2,50,000	-	-
5	1,11,962	2,50,000	-	2,50,000	2,50,000	-	-
6	1,34,355	2,50,000	-	2,50,000	2,50,000	-	-
7	1,56,747	2,50,000	-	2,50,000	2,50,000	-	-
8	1,79,140	2,50,000	-	2,50,000	2,50,000	-	-
9	2,01,532	2,50,000	-	2,50,000	2,50,000	-	-
10	2,23,925	2,50,000	-	2,50,000	2,50,000	-	-
11	2,23,925	2,50,000	-	2,50,000	2,50,000	-	-
12	2,23,925	2,50,000	-	2,50,000	2,50,000	-	-
13	2,23,925	2,50,000	-	2,50,000	2,50,000	-	-
14	2,23,925	2,50,000	-	2,50,000	2,50,000	-	-
15	2,23,925	2,50,000	50,000	2,50,000	2,50,000	-	-
16	2,23,925	2,50,000	-	2,50,000	2,50,000	-	-
17	2,23,925	2,50,000	50,000	2,50,000	2,50,000	-	-
18	2,23,925	2,50,000	-	2,50,000	2,50,000	-	-
19	2,23,925	2,50,000	75,000	2,50,000	2,50,000	-	-
20	2,23,925	2,50,000	-	2,50,000	2,50,000	-	-
21	2,23,925	2,50,000	75,000	2,50,000	2,50,000	42,000	2,41,500

Premiums exclude underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods and Service tax. This is not a Benefit Illustration. Please visit our website or ask your financial advisor for the complete benefit illustration for your policy.

Secure your Child`s Educational Goals

Invest in ABSLI Vision Star Plan

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3 quick, everything online

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Faqs

Starting early with this child insurance plan will secure the future of your child early on. This plan provides a long horizon to invest, helping you to periodically build wealth and will give you a corpus at each of your child’s milestones.

Like some of the best child plans, this plan provides tax benefits2 under section 80C and 10(10D) of the Income Tax Act, 1961.

You can calculate your premium based on the age and life cover you wish to take through a premium calculator.

You can buy this child plan online as well as offline.

Yes, this child insurance plan covers death benefit. In case of your unfortunate demise during the policy term, a pre-determined death benefit will be paid to your nominee. The policy will stand terminated once the death benefit is paid.

¹ ABSLI Vision Star Plan, age 30 years, male, sum assured Rs.50 lakhs, premium: Rs.934788- (including GST) premium paying term 5 years, pay frequency: annual, Assured Payout Option: Policy option B, policy term:14 years, death benefit: Rs.92,22,000 lakhs, Bonus Type: Simple Reversionary. ²Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details. This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a traditional participating life insurance plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. GST and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. Some benefits are guaranteed and some benefits are variable with bonuses based on the future performance of the participating business and economic conditions. If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. The insurance cover for the life insured (including minors) will commence on the policy issue date. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. For more details and clarification call your ABSLI Insurance Advisor or visit our website and see how we can help in making your dreams come true.
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