Home Loans
Personal
Loans
SME Loans
Business Loans - Udyog
Plus
Loan
against Securities
Mutual Funds
Stock and
Securities
Portfolio
Management Services
Pension
Funds
Life
Insurance
Health
Insurance
Wellness
Solutions
Pay Bills
Pay anyone
Pay on call
Payment
Lounge
ABC Credit
Cards
1800-270-7000
Buy New Plan
Existing Customer
Term
Savings
Retirement
Child
ULIP
My Policy
Claims
Update Profile
Contact Us
Manage your policy with ease
Our easy claim settlement process provides a sense of security when you need it the most!
Stay Current, Stay Protected. Update your profile with ease!
Your questions are important.
We`re just a click away to answer your queries
WhatsApp Us
Register by giving a missed call on
+91 7676690033 or SMS OPT IN on 567679 from your registered mobile number.
Save +91 8828800040
as 'ABSLI Contact'.
Say 'Hi' to us on WhatsApp and you are done.
Looking for the help with your claims, renewal
or Policy update? Please fill in the details and
we will get back to you.
Mail Us
Reach us at:
care.lifeinsurance@adityabirlacapital.com
For NRI Customer:
absli.nrihelpdesk@adityabirlacapital.com
Thank you!
We will call you shortly
Thankyou
Facing Some Issue
Important Notice:
Explore Life Insurance Categories
Why Aditya Birla Sun Life Insurance Company?
-
98.08%¹ Claim Settlement Ratio
-
92,850 Life Insurance Advisors
-
₹50,688 Crores Assets Under Management
-
165+ Years of Excellence
Most Popular Life Insurance Plans
Top Selling
ABSLI Assured Savings Plan
Guaranteed maturity benefits & Life Cover to cater to your Life`s milestones worry-free
(UIN: 109N134V07)
Key Features
Guaranteed³ maturity benefits
Loyalty Additions to boost maturity corpus
Option to cover your spouse by choosing Joint Life Protection
Top Selling
ABSLI Salaried Term Plan
Optional Accelerated Critical Illness Benefit
(UIN:109N141V01)
Key Features
Diverse array of 4 Plan Options to match your varied protection requirements.
Life insurance coverage spanning upto Age 70, offering holistic financial security
Versatile options for Death Benefit payouts to choose for: Lump-Sum or Monthly Income
Top Selling
ABSLI Nishchit Aayush Plan
Get Guaranteed Income along with Lumpsum at maturity
(UIN: 109N137V04)
Key Features
Guaranteed# Income
Lumpsum Benefit at policy maturity, in addition to Income
Life Cover across policy term
Life Insurance Plans - With You, Every Step of the Way!
.ashx)
Frequently Asked Questions on Life Insurance
In addition to this, they can also cater to a variety of other financial goals. You need to think about both short-term as well as long-term goals. Then, based on the nature of your goals you explore a variety of life insurance products that can help you get closer to your goals.
As long as you pay the premiums on time, you will receive the benefits of the plan as outlined in your policy. As you reach the end of the policy term you receive a maturity value, after which the policy is closed. (All life insurance plans except term plans have a maturity benefit).
The best way to know it, is to sit down with your financial advisor and chalk out your goals and plans to arrive at the appropriate cover amount.
- Financial protection: Pure life insurance covers.
- Financial planning: A simple combination of savings + insurance products.
- Tax benefits: To plan and protect your child’s dreams.
- Endowment plans: A safe investment + insurance product.
- ULIPs: A high-exposure investment tool with potential for high growth + insurance product.
- Retirement plans: To stay financially independent even in your golden years.
- Financial protection: The insurance component of your life insurance plan will ensure that your family’s financial future is secured, should something happen to you.
- Financial planning: The investment part of your life insurance plan ensures that you are well prepared to pay for all the expenses you foresee in your lifetime from your children’s education, to travel plans, to wedding expenses to your own retirement funding.
- Tax benefits² : Based on the type of plan you purchase, you will gain tax exemptions for premiums paid, as well as the benefit received under the Income Tax Act of 1961.
- Easy online comparison: You can compare the products that are most relevant for you, side by side and make a decision.
- Paperless documentation: All documentation and application process can be completed online without the hassle of printouts and travelling to the branch office.
- Exclusive online discounts: Sometimes you get exclusive discounts of premium for making your purchase online.
- 24 X 7 Customer support: Our customer service representatives are available to help you with your queries and assist you with the online application process throughout the week. So, you can complete it at your own convenience.
For the investment part, you will be the primary beneficiary of the maturity benefit. You will however, need to identify a nominee - any member of your family (your parents, children, siblings or spouse) - who will receive any applicable maturity benefit in case you pass away, before the term ends.
Similarly, for the insurance part, you will need to appoint a nominee (or nominees) as well to receive the death benefit, in case you pass away during the term of the policy.
The nominees for your investment and insurance plans can be the same person, or different persons based on your preference.
The following are the steps involved in buying a life insurance plan online.
- Selecting The Type Of Plan
- Filling The Basic Details
- Deciding The Cover Amount
- Choosing The Customisations such as policy term, premium payment modes, increasing cover option, Riders, benefit payment modes etc.
- Reading the benefit illustration provided by the insurance company
- Applying online with detailed inputs - personal details, health and medical history, income statements, lifestyle related details, nominee details etc.
- Document submission
- Policy approval / rejection
- Free-look period
Speak with your financial advisor to understand the right policy (or combination of policies) for you.
- Starting with a lower sum assured, for an affordable premium. You can later buy another product to enhance the cover.
- Removing any riders that you might have added. Riders add to the cost of the premium, so removing them might bring down the cost.
- Choosing a payment frequency. You can choose a yearly payment frequency so the overall premium you pay in a year is slightly lower. Alternatively, you can split your premiums into monthly payments so the burden is spread out evenly through the year.
- Choose a regular pay model instead of a limited pay model. Regular pay models usually cost you less than limited pay models for the same sum assured.
Post this, the insurer allows you some more time called the revival period, during which you can revive the policy by paying a penalty.
Grace and revival periods depend on the policy you’re buying.
In addition to this, life insurance products also help you invest towards a specific long-term goal making them lucrative from both a financial planning as well as financial protection angle.
Voice of Happy Customers
ABSLI provides various payment option to pay renewal premium, anytime and anywhere.! Best wishes to ABSLI
Mr. Singh
West Bengal
Entire surrender process was quite smooth with timely documentation and payout. Great experience!
Mr. Ganvit
Gujarat
Easy and simplified surrender process with a supportive branch and speedy payout experience!
Mr. Joshi
Maharashtra
Due to seamless branch support and timely communication from ABSLI, my maturity payout process was quite smooth.
Mr. Bansal
Haryana
Renewal payment through ECS has been quite smooth with timely reminders for the same. Great experience!
Mrs. Maheshwari
Madhya Pradesh
Looking for Assistance...
Latest Articles
-
Disclaimer
¹ As per annual audited figures submitted to IRDAI for the period FY 21-22 for individual death claims paid.
² Tax benefits are subject to changes in the tax laws
³ Provided all due Premiums are paid
ADV/9/22-23/1693
Honesty is the best policy
Applicants should ensure that insurance details in the application form is filled by oneself with “ Utmost good faith”.
Be honest & truthful about your medical history, health conditions, or any other complications.
Also, let the insurer know about any habits like use of alcohol, tobacco or any narcotics/ psychotropic substances in the present or past, to ease the process of Policy issuance and claim assessment process.
